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5 QUICK AND EASY TIPS TO PASS THE CLAIM ADJUSTERS EXAM

claims adjuster exam secrets 

Hey, all the insurance warriors! Here is another claims adjuster exam secrets article to  help you out with passing the exam easily.

Exams are stressful, I get that. You work really hard for it and expect to get the best result of your perseverance. But to beat the heat of the exam you need some super awesome tips.

We are going to share and discuss 5 quick and easy tips to pass the exam as a professional adjuster. Are you ready? Let’s Jump right in!!!

TIP 1:

  • After you have reviewed the material
  • A week before the exam
  • Take as many practice questions as possible
  • 20 minutes session, 5 minutes in between
  • Start to recognize the right answer
  • Ignore wrong answers so you don’t choose it again

A week before your exam, take as many practice questions as possible. This is really necessary. The best way to do it without having fatigue is to take a short 20 minutes sessions. Set a timer, use your watch, use your phone, or use a system like Alexa to set a 20 minutes timer. Then take a 5-minute break in between. You can walk around the house, watch a short video clip but, the point is to get away from the computer for 5 minutes. So, your body can refresh itself. Review the wrong questions so you can focus on the right ones. Practice your wrong questions 3-5 times so you don’t forget the right answers of them. Again, go through as many practice questions as you can!

If you want to start your practice now, click the link below:

10 Insurance Adjuster Training Questions

BEST PLACES TO PRACTICE EXAM:

These are the best places where you can practice your exam;

  • YOUR COURSE PROGRAM (https://www.pearsonvue.com/practicetes)

  • LGD CONSULTING (more than 300 questions) (https://lgstudy.com)

  • MAJOR ADJUSTERS (more than 500 questions) (https://majoradjusters.com/products/in)

TIP 2:

This one is really important. It is ‘Know the difference’ between Aleatory and Adhesion.

ALEATORY:

  • You pay lower costs than what you would redeem in the event you needed to make a claim.

 Example:

  • The monthly premium is $147. The damage to the car is $3000.
  • You pay a deductible of $500.
  • You are indemnified of $3000-$500 = $2500

ADHESION:

  • The insurance company makes the contract
  • Insured decides to take it or leave it.

TIP 3:

The next step is to teach it. If there something you want to learn perfectly, learn it first, and then teach it to someone. So, you can learn it twice.

  • Friends in recent accidents
  • Friends buying insurance
  • Small business owners

So, talking is about this to your friends or small business owners like farmers is just like teaching. And teaching is always the second form of learning. Talk to your close friends. Everybody has insurance and they need to understand their policy because everyone is worried about their belongings. So, you can teach them very finely while having an interest in it.

TIP 4:

The question is to ‘know what time does an insurance policy end?’ This question has come multiple times in the exam. So, you are likely to get this one in your exam.

Example:

When does an insurance policy expire?

  • 12:00 am
  • 12:01 am
  • 12:00 pm
  • 12:01 pm

To let you know, the right answer is 12:01 if the state farm is in Georgia. But, if you live in Colorado your policy would not expire until 12:01 Mountain time. It will not expire on 12:01 Eastern time. So, that’s always good to know too as well. If you need to pay a payment you can do it ahead of time.

TIP 5:

So, the last one is ‘use in real life’. Now this one is really necessary to understand.

  • Think about your home
  • Do you rent, own, or buy a car?
  • Do you have a business?
  • Do you have business contractors?

Different types of contractors might need workers comp. In California, you have to work with workers because you need them in house repair. So, you want that because if somebody gets hurt, you don’t have to pay it out from your pocket. Also, remember that insurance covers accidental and sudden loss. The system inches full coverage. If there is a planned or intended accident, the insurance policy will not work on that even if the car is too old.

So how were these easy and amazing tips!? I hope this article helped you a lot to get relaxed and to get perfect tricks to prepare your exam. 

So, follow these claims adjuster exam secrets and go pass the exam as a professional Adjuster!

Do you want to learn more about these? You can read more in this article and also watch the video below:

https://www.youtube.com/watch?v=CpRbV3IiGIE&t=9s

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Easy to Follow Information to Help You Change Careers

Problems Becoming An Adjuster? These one-of-a-kind blogs were made by adjusters for adjusters. Especially, new adjusters who eagerly want to enjoy life by becoming an adjuster. 

"Becoming a claims adjuster is life-changing. It's no wonder it's been a well-kept career secret for centuries. My job is easy now. It's such a lucrative career and I love helping people."
Insurance adjuster training staff
Mari Clark
Major Adjuster