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I ordered the P&C workbook along with the Georgia supplement booklet. The course condensed the topics, and the practice exams were challenging and motivates you to learn concepts rather than scores. I found the practice test harder than the exam! I passed the P&C on the first try.

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Through her coaching and sharing access to the training I was able to pass my state exam without ever going over any practice test questions that were not a part of the lectures. She is trustworthy, professional and humble. I am actually on her team now professionally

"Risk" is one of the most important terms in the insurance industry. How is it defined?

Uncertainty of a financial loss Certainty of a financial loss Basis of a financial loss Predictability of a financial loss

A device which is used to minimize small claims and which helps to keep insurance premiums down is:

a deductible arbitration a value policy coinsurance

A possibility of financial loss resulting from the ownership of property is known as:

Insurable interests Valuation Indemnity Legal liability

All of the following are types of "independent adjusters", EXCEPT:

A public adjuster. A ''cat'' adjuster A staff adjuster. A property and casualty adjuster.

What is the purpose of an adjuster's interim report?

To report on the ongoing status of the claim. To provide the status on all releases. To render a final opinion on the claim. To provide final estimates of the damages claimed.

As a fiduciary agent, an adjuster has the power to bind the insurer. Which of the following statements is FALSE regarding this power?

To report on the ongoing status of the claim. To provide the status on all releases. To render a final opinion on the claim. To provide final estimates of the damages claimed.

Which of the following is the first duty of the insured after suffering a property loss?

Take steps to protect the property from further loss. Have the damaged property appraised. Hire an outside claims adjuster. Increase his coverage.

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