How Adjusters Work Under Quarantine (Will’s Story)
Do you want to know the best careers for 2021 and beyond?
Rode around this morning (practicing social distancing) and took pictures of damaged houses, and I found many.
The beauty is I can work anytime. Seeing exterior damage is obvious. Homeowners don’t know what to do so I do a FREE home insurance policy review. And, then I educate.
See, homeowners don’t know an adjuster has a tax-free check available to pay for those damages. The question is… who does it better?
[Here’s a secret] a Public Adjuster gets a homeowner 576% more back than they can get themselves. The insurance companies know that a Public Adjuster has the same computer programs & knows how to look at 23 covered items while an insurance adjuster only sees 7 line items for the same claim.
If you’re familiar with Xactimate you know this is a difference that can add huge dollars to a claim.
As you become an adjuster, you’ll attend training, certification classes, 1-on-1 lessons, and more. Going through this training you’ll spend $1,000s upon $1,000s on training.
Some spend over $15,000.
What’s it all for?
To go out, measure a roof, and scope out the claim?
Why Insurance Adjuster is one of the Best Careers for 2020 and beyond?
We do it for the homeowner that got underpaid by the insurance policy.
Or is it for the husband & wife in Ocean Grove (NJ), that got a check, but didn’t cash it; because they were looking for a Public Adjuster; and I’m reopening their claim, as soon as they get me their insurance declaration page.
Next, is their cousin who is a nurse, she’s been called into the hospital so much, that we haven’t had a chance to sit down yet. Her daughter let me in, and I found more damage than they imagined they ever had. Also, I’m working my Pop Pop’s former church, just waiting for trustees to meet, and vote. Today, the church was canceled, so maybe they’ll have a telephone conference.
Adjusters Work Under Quarantine: Hustling Hard
My other client, whose home got hit by a Ryder truck, called me for an update on his case; I looked into my system and could tell we have letters going back and forth. This would cost them $100s of thousands if they tried to sell years later without properly getting this work fixed. The original money from the claims adjuster would never be enough to properly cover the repair.
All-Metro Public Adjusters have an internal computer system called Metcore.
We can see the process of our client’s claims and we get instant updates by cell phone when our client’s scope is scheduled.
A Licensed Public Adjuster can get work in different States by securing a reciprocal license. We normally do not have to take the test over or re-fingerprint. But we do have to get a bond in each State. I’m getting licensed in PA, MD & TX too.
The possibilities are endless.
I’m looking for more people to hire & train.
Here’s the best part, there aren’t many steps to do this.
“UNLIKE THE COLLEGE GRADUATE”
Last year, my trainer and friend made over $200,000.00 sipping coffee, eating cake, inspecting the damage, and giving Free Insurance Policy reviews. These results are not typical for most Public Adjusters.
We estimate $40k for new Public Adjusters Part-time & $90k full-time, which is more realistic. This income is more money than most College Graduates will make this year. Unlike the college graduate, the adjuster will NOT have to pay student loans back.
Our beautiful tools & training launches each P.A. (Public Adjusters) business swiftly. It’s a whole lot of fun. Yes, educating people, getting their damage fixed, and getting clients tax-free checks is fun. Especially when homeowners get paid more money than they ever expected.
Real estate agents love us because we can get 8 of 10 of their clients $ for repairs allowing their clients to list their home at a truer value & close quicker.
Contractors love us because we get homeowners’ money to pay them.
I also have a $250 referral fee program for busted pipes, busted hot water heaters, overflowing toilets that contaminate carpet or continuous floor, oil tanks that contaminate soil, and more.
But, there must be damage to the finished area to qualify for this program, and restoration services are called in by our preferred vendors. Sometimes we see strange stuff, like sewer pump endorsement on a townhouse on the 3rd floor. No basement. We recommend they talk to their carrier to find out why they’re being charged for something they don’t need.
These are just a few things Public Adjusters do. There is a lot more. The Public Adjuster is the best career for 2020 and beyond.
Watch this video to see Adjuster vs COVID Day in the Life.