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FEMA Disaster Assistance: How To Make Your FEMA Claim?

fema disaster assistance

How To Make Your FEMA Claim?

FEMA offers different types of housing assistance to people living in disaster areas to help them cope with the disaster.

First you must consider three things when making a claim for FEMA disaster assistance, and they are replacement, repairs, and temporary accommodation.

Replacement: Funds may be available for homeowners to replace their damaged home if it is not covered by insurance.

Repairs: Money is available to owners to repair damage caused by disasters in their residences that are not covered by insurance.

Temporary accommodation (a place to stay for a limited period): Temporary accommodation may include government-provided accommodation, hotel stay, or rental accommodation, if available.

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Now, let us look the main concern of yours, how to file a FEMA claim anyway!

Follow These Steps For FEMS Disaster Assistance:

STEP 1: INFORM THE INSURER TO INITIATE THE CLAIM PROCEDURE

  • Contact your company agent to file a claim. Make sure you have the following information:
  • Name of the insurance company
  • Your policy number
  • A telephone address or an e-mail address which you can access at any time

An adjuster will contact you within a few days of filing the complaint. You can contact your company agent if the Adjuster fails to contact you.

STEP 2: DOCUMENT THE FEMA DISASTER DAMAGE

The Adjuster will need proof of damage to the house and things to prepare the repair offer.

  • Take photos of all damaged properties
  • Create a list of lost or damaged items and include the date of purchase, amount, and receipts, if possible

STEP 3: COMPLETE PROOF OF LOSS IN SUPPORT OF YOUR CLAIM

Your Adjuster will help you prepare evidence of loss for your claim. The proof of loss can be multiple, but it must contain the specific details indicated in the standard flood insurance policy. This document confirms the claim and is required by the National Flood Insurance Program (NFIP) or the insurance company to make the payment.

FINAL VERDICT

Many people living in a federal disaster area may be eligible to receive FEMA disaster relief funds. This money is intended to support people and enterprises whose losses are not covered by insurance and whose property has been destroyed.

Don’t forget! You must first file an insurance claim before you can file a claim through FEMA. This is important even if you know that your claim will not be covered by insurance.

Have you suffered loss because of storm? Check out our post on Storm Damage here: https://majoradjusters.com/storm-damage-insurance-claims/

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